Homeownership comes with tax perks! As the year wraps up, make sure you’re getting the most out of your mortgage, property taxes, and more. Need advice on how owning a home can help your finances? Let’s chat! 📲
Sunday, February 01, 2026
Tax Considerations For Homeowners
Saturday, January 31, 2026
What Does Cash-To-Close Mean?
Cash-to-close on a home purchase is a term that can be misleading, but it simply refers
to the total amount of money you need at closing, including:
· Your down payment
· Closing costs
· Prepaids
· Interest
This “cash” is outlined by the good-faith estimate you originally received from your lender, along with the final closing disclosure you’ll get three days before the closing date.
If you have some cash-to-close held in escrow, such as your earnest money to the seller, it will be added to the rest of your down payment that you bring to closing.
Closing costs range from 2-5% of your loan. These include all the professional fees associated with your home purchase:
· Title searches
· Attorney fees
· Recording fees
· Lender fees, such as appraisals and loan origination fees
Other cash-to-close fees may include pre-paid monies for home insurance, your prorated share of the year’s property taxes, and any government (FHA, VA, USDA) fees tied to your loan. Last, you’ll pay per diem interest between closing day and your first monthly payment due date.
Thursday, January 29, 2026
Home Maintenance Is Part Of The Deal
Owning a home comes with more than a mortgage payment — it also means planning for the care that keeps it running smoothly. Setting aside money for regular upkeep can help prevent small issues from turning into expensive surprises. The goal isn’t perfection, it’s preparedness and peace of mind. 🏡 A little planning now can go a long way toward enjoying your home long-term.
Wednesday, January 28, 2026
You Might Need To Upsize If...
Upsizing to a larger home can be an exciting step, whether your family is growing, you need more space for a home office, or you simply want room to entertain and relax. As your agent, our role is helping you find a space that fits your lifestyle, supports your goals, and feels like home as your needs evolve. Thinking of moving? Send us a message and let's chat!
Tuesday, January 27, 2026
Homeownership can be a powerful long-term wealth builder!
Homeownership can be a powerful long-term wealth builder, not just a place to live. 🏡 Over time, owning a home allows you to build equity while putting your monthly payment toward something that’s yours. Everyone’s path looks different, but understanding the bigger picture can help you make informed choices. We're always happy to help you explore whether buying makes sense for your goals. Curious what that could look like for you? Let’s start the conversation.
Monday, January 26, 2026
Lake Lanier Waterfront Homes For Sale With Docks - Your Neighborhood Report For January 26, 2026!
Discover the latest sales data for Lake Lanier waterfront homes with docks, including recent selling prices, median sales figures, and average days on market. Explore area information and more valuable insights for your next Lake Lanier waterfront property investment.
Sunday, January 25, 2026
There Is Nothing Like Staying At Home For Real Comfort
Whether it’s curling up with a book, enjoying a cozy meal, or simply soaking in your own space, home is where comfort truly begins.
Saturday, January 24, 2026
Wondering where the money for your downpayment should come from?
There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own. Leave us a comment or send a message, and we can go over all of your questions.
Friday, January 23, 2026
Interest Rates Are Dropping
Even a slight drop in interest rates can save you thousands over the life of a 30-year mortgage! 🏡 Now is the perfect time to take advantage of these savings and get closer to owning your dream home. Ready to start your search? Contact us today!
Thursday, January 22, 2026
Daily habits for a cleaner home in 2026!
Daily cleaning habits make maintaining your home feel manageable instead of overwhelming, and when it comes to selling, they can make a big difference in how your property shows to potential buyers. A home that’s consistently tidy and well-kept feels more inviting, spacious, and cared for, helping buyers imagine themselves living there. If you're thinking of buying or selling real estate in 2026, send us a message! We'd love to be a part of your journey.
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