There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own. Leave us a comment or send a message, and we can go over all of your questions.
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Saturday, January 24, 2026
Wondering where the money for your downpayment should come from?
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